Simplifying Loans, Empowering Choices

Ready to
Personal Loan Options

Note: Loan from 1% Per Month
Disclaimer: Interest Rates charged to each borrower is determined on a case – by – case basis, adhering to the prevailing laws set out by the Registry of Moneylenders, Minlaw

Selected Partners

+12

Years of experience

All Your Loan
Options in One Place

Stop searching for loan offers and let them come to you.
We match you with personalised loan offers from over
50 banks and licensed providers so you have the power
to choose. The best part? Our platform is absolutely free.

+1k Customers

Over 200,000 Happy Customers

Hear what Singaporeans are saying about Lending Circle.

Frequently Asked Questions

What is Lending Circle?

Lending Circle is a Singapore-based platform that helps individuals find personal loan options from banks, licensed moneylenders, and other legal financial institutions in Singapore.

We aggregate loan offers from various lenders and match them with your requirements. After you submit your information, we provide you with multiple loan options within 30 minutes.

No, Lending Circle is not a lender. We are a platform that connects borrowers with various lending institutions.

We focus on personal loans, which can be used for various purposes such as debt consolidation, home renovation, education, or unexpected expenses.

We aim to provide you with multiple loan options within 30 minutes of submitting your information.

Yes, we provide unbiased suggestions based on your financial situation and the available offers from our partner institutions.

If you’re facing difficulties repaying your loan, we recommend contacting your lender directly. However, feel free to reach out to us for guidance on potential options or financial advice.

Why should I apply with Lending Circle instead of directly with a bank or loan provider?

Applying through Lending Circle offers several advantages over directly approaching banks or loan providers:

  1. Time-saving and Convenient: Instead of visiting multiple banks or filling out numerous applications, you only need to submit one application with Lending Circle. We’ll match you with multiple loan options within 30 minutes.
  2. Protecting Your Credit Score: When you apply directly to multiple banks, each application can leave a record on your credit report. Too many applications in a short time can signal financial distress to lenders and potentially lower your credit score. With Lending Circle, you make only one application, which we use to match you with multiple lenders, thus protecting your credit score.
  3. Access to Real Rates: Advertised rates are often not the final rates offered to borrowers. Through Lending Circle, you receive personalized loan offers based on your actual financial situation, giving you a more accurate picture of the rates you qualify for.
  4. Unbiased Comparisons: We provide an unbiased comparison of loan options from various lenders, including banks, licensed moneylenders, and other financial institutions. This comprehensive view helps you make an informed decision.
  5. Competitive Offers: By leveraging our relationships with multiple lenders, we can often secure more competitive rates than you might find by approaching lenders individually.
  6. Expert Guidance: Our platform provides not just a list of options, but also unbiased suggestions to help you choose the most suitable loan for your needs.
  7. Safe and Secure: We use advanced security measures to protect your personal and financial information, ensuring a safe application process.
  8. Free Service: Lending Circle’s service is free for borrowers, so you get all these benefits at no additional cost.
  1. Fill out our online form with your personal and financial information.
  2. We’ll match you with suitable loan options within 30 minutes.
  3. Review the options and choose the one that best fits your needs.
  4. Complete the application process directly with the chosen lender.

 

We take data security seriously. All information submitted to Lending Circle is encrypted and handled in accordance with Singapore’s data protection laws.

 

We partner with a wide range of financial institutions and regularly update our database to ensure we’re offering the most competitive rates available in the market.

Our service is free for borrowers. We earn commissions from our lending partners when a loan is successfully matched.

Our service is available to Singapore citizens, permanent residents, and foreigners residing in Singapore who meet the minimum age and income requirements set by lenders.

We work with various lenders, some of whom specialize in loans for individuals with less-than-perfect credit. However, please note that your credit score may affect the loan terms offered.